Calculator
Cash-on-Cash Return Calculator
Divide annual pre-tax cash flow by the cash you invested. Change the loan, and this result changes. Cap rate will not.
Cash-on-cash return
- 8.00%
Results use the numbers you enter. They are illustrative, not a loan quote, an appraisal, or a guarantee of investment performance.
Cash-on-cash return = annual pre-tax cash flow ÷ total cash invested. Cash invested has to be greater than zero.
Cash flow here means NOI minus the annual debt service you are using, before income taxes. Read cash-on-cash return for the difference from cap rate. A negative cash flow produces a negative return, which the tool will show.
Want help evaluating a commercial property?
Call or text Bryan at 402-521-3000 with the rent roll or the question. The calculator stays an illustration.

Bryan Robinson
NHS Commercial
Professional Sales Agent | Licensed in Nebraska