Calculator
Investment Return Calculator
One set of assumptions, four readings: cap rate, cash flow after debt and reserves, cash-on-cash return, and DSCR.
Investment return
- Cap rate
- 8.00%
- Annual pre-tax cash flow
- $21,000
- Cash-on-cash return
- 5.25%
- DSCR
- 1.37
Cash flow here is NOI minus debt service and the reserve you entered. It is pre-tax.
Results use the numbers you enter. They are illustrative, not a loan quote, an appraisal, or a guarantee of investment performance.
Cap rate is NOI divided by price. Cash flow subtracts debt service and reserves. Cash-on-cash divides that cash flow by cash invested. DSCR divides NOI by debt service.
Build NOI first with the NOI calculator if the rent roll is still messy. This page reuses the same cap rate, cash-on-cash, and DSCR definitions as the single-purpose tools.
If cash invested is zero, cash-on-cash is left blank. If debt service is zero, DSCR is left blank. The other figures still calculate. Read how to evaluate an investment before treating any one ratio as the decision.
Want help evaluating a commercial property?
Call or text Bryan at 402-521-3000 with the rent roll or the question. The calculator stays an illustration.

Bryan Robinson
NHS Commercial
Professional Sales Agent | Licensed in Nebraska