Calculator
Commercial Loan Payment Calculator
A level principal-and-interest payment from loan amount, rate, and amortization. If the term is shorter, the tool also shows an illustrative balance at maturity.
Loan payment
- Monthly principal and interest
- $8,102
- Annual debt service
- $97,230
- Illustrative balance at maturity
- $930,136
Fees, reserves, and interest-only periods are not included. Confirm terms with the lender.
Results use the numbers you enter. They are illustrative, not a loan quote, an appraisal, or a guarantee of investment performance.
Monthly payment uses standard amortization. A zero interest rate divides the loan evenly. A term shorter than the amortization leaves a balloon.
Amortization is the schedule that would pay the loan to zero. Maturity is when the note is actually due. Enter 0 for the term if you only want the amortizing payment. Read how commercial financing works for the difference between those two clocks.
The result uses a level principal-and-interest payment. Points, reserves, and interest-only periods belong on the lender's term sheet.
Want help evaluating a commercial property?
Call or text Bryan at 402-521-3000 with the rent roll or the question. The calculator stays an illustration.

Bryan Robinson
NHS Commercial
Professional Sales Agent | Licensed in Nebraska